Terms of Service
Effective date: January 1, 2026. These Terms of Service govern your use of the website propertyclaimtipsunitcostlineitemestimatingservice.com and any estimating services provided by Sierra Ridge Claim Estimating Co. ("we", "our", "us").
1. Acceptance
By using the Website or engaging our services, you agree to be bound by these Terms. If you do not agree, do not use the Website.
2. Nature of our services
We provide independent property damage estimating services, including line-item unit-cost estimates, scope-of-loss documentation, and second-opinion reviews. We are not licensed public adjusters, contractors, or attorneys. We do not negotiate claims on your behalf, we do not provide legal advice, and we do not perform physical repairs.
3. No guarantee of outcome
Our estimates are professional opinions based on our inspection, industry-standard databases (including but not limited to Xactimate and Symbility pricing), and information provided by you. We do not guarantee that any insurance company, adjuster, court or third party will adopt our estimate, agree with its conclusions, or pay a particular amount. Coverage decisions are made solely by your insurance carrier.
4. Client responsibilities
- Provide truthful and complete information about the loss.
- Provide safe access to the property for on-site inspection.
- Pay invoices in accordance with the fee estimate we provide before beginning work.
- Not use our reports for fraudulent purposes; doing so is a crime under California and federal law.
5. Payment terms
Fees are quoted in writing before we begin. A deposit may be required. Final payment is due upon delivery of the estimate unless otherwise agreed in writing. Late invoices accrue interest at the maximum rate allowed by California law.
6. Intellectual property
Estimating reports we prepare for you are licensed to you for the specific claim they describe. The underlying methodology, templates, and Website content remain the intellectual property of Sierra Ridge Claim Estimating Co.
7. Limitation of liability
To the maximum extent permitted by California law, our aggregate liability for any claim arising from our services shall not exceed the fees you paid us for the specific project giving rise to the claim. We are not liable for indirect, consequential, incidental or punitive damages.
8. Website content
Content on this Website is provided for general informational purposes only and does not constitute professional advice for any specific claim. You should not rely on Website content as a substitute for a paid consultation.
9. Governing law
These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Any dispute shall be resolved in the state or federal courts located in Tulare County, California.
10. Contact
Questions about these Terms may be sent to service@propertyclaimtipsunitcostlineitemestimatingservice.com or by mail to 4879 Chicago Avenue, Exeter, CA 93221.